0% Finance
Sound interesting?
0% Finance gives our patients the option to divide their treatment over a 6 or 10 month period interest free making it easier and more affordable for them to achieve the Smile of their Dreams.
Advantages at a glance
Makes treatment instantly affordable
By allowing your to spread the costs, you can opt to have the treatment you want, when you want it.
Payment terms to suit you
With a range of options available, you can choose the one best suited to your circumstances.
Greater choice of treatments
By making treatments more affordable, you can access a wider range of treatments and choose the perfect for you.
No upfront deposit option
With the choice to opt for no initial financial outlay, you can avoid dipping into your savings or having to find a lump sum to start your treatment.
0% Finance
Frequently Asked Questions
How do I apply?
How much can I borrow?
Do I have to pay a deposit?
How much are the repayments?
How do I apply?
You will need to complete a simple, online credit application, which one of our staff can help you with.
The information is transmitted to the lender immediately and a reply is usually received by return.
You can then either sign a credit agreement that we print for you, or have it emailed for you to complete at home.
How much can I borrow?
You can borrow between £1000 and £50,000, subject to status.
You must be over 21 to apply, and you must have lived in the UK for at least 3 years.
Do I have to pay a deposit?
A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.
How much are the repayments?
Obviously this will depend on the amount you borrow and whether you pay a deposit. Our staff will show you, completely without obligation, the monthly repayments for your particular treatment.
We offer interest free finance over 6 or 10 months terms. Examples of the monthly repayments for different treatment costs and repayment terms are shown below:
Treatment cost | £1,000.00 | £1,000.00 | £4,000.00 |
Deposit paid | £0.00 | £0.00 | £1,000.00 |
Amount of credit | £1,000.00 | £1,000.00 | £3,000.00 |
Number of monthly repayments | 6 | 10 | 10 |
Amount of monthly payments | £166.66 | £100.00 | £300.00 |
APR | 0.0% | 0.0% | 0.0% |
Total amount repaid, including deposit | £1,000.00 | £1,000.00 | £4,000.00 |
How do I make the repayments?
When can I start the treatment?
What if I decide I don't want the finance?
Who provides the finance?
How do I make the repayments?
The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject the usual guarantee from your bank.
When can I start the treatment?
Immediately – as soon as the credit agreement has been signed.
What if I decide I don't want the finance?
There is a statutory ‘cooling off’ period of 14 days after you sign during which you can cancel the credit agreement with no cost to you.
However, if you start any treatment during the first 14 days and later decide to cancel the finance, you will have to make other arrangements to pay for it.
Who provides the finance?
The finance is arranged through Tabeo LTD, incorporated in England & Wales (Registration Number 10363602)
The register can be accessed through www.fca.org.uk
Registered Office: C/O Fox Williams, 10 Finsbury Square, Finsbury, London EC2A 1AF
We’ve tried to answer the most commonly asked questions here, but if there’s anything else you would like to know, please speak to a member of our Holbrook Dental team.
0% Finance at Holbrook Dental, Horsham
Making your treatment more affordable.
At Holbrook Dental Practice we can provide access to interest-free and interest-bearing finance options that allow you to spread the cost of treatment, making it more affordable.